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notice of forclosure staggs 4924 05/28/2019

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NOTICE OF TRUSTEE'S FORECLOSURE SALE

Sale at public auction will be on June 11, 2019 at 11:00 AM, local time, at the usual and customary location at the Lawrence County Courthouse, 240 West Gains Street, Lawrenceburg, TN 38464, pursuant to Deed of Trust executed by Rose M. Staggs, for the benefit of Mortgage Electronic Registration Systems, Inc., as nominee for Citizens Home Loans of America, Inc., a New Jersey Corporation, as Beneficiary, dated May 19, 2014, of record in Instrument Number 14004105, Book 440, Page 82, in the Register of Deeds Office for Lawrence County, Tennessee, ("Deed of Trust"), conducted by James E. Albertelli, P.A. d/b/a ALAW, a Florida corporation duly authorized to conduct business in Tennessee, having been appointed Trustee, all of record in the Register of Deeds Office for Lawrence County, Tennessee. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.
Party entitled to enforce the debt: American Financial Resources, Inc., a New Jersey Corporation
Other interested parties: Estate of Rose M. Staggs; Sandra Eddins
The hereinafter described real property located in Lawrence County, Tennessee will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
SITUATED IN THE 5TH CIVIL DISTRICT, COUNTY OF LAWRENCE, AND STATE OF TENNESSEE:
BEING ADJACENT TO AND SOUTH OF FULLERS CHAPEL ROAD AND DESCRIBED AS FOLLOWS: BEGINNING AT A NAIL IN THE CENTER OF FULLERS CHAPEL ROAD, ABOUT 1175 FEET NORTHEASTWARDLY FROM DURRETT ROAD, NELLIE COBB'S MOST WESTERLY NORTHEAST CORNER AND THE SOUTHEAST CORNER OF J. C. MICHAEL; THENCE WITH THE CENTER OF SAID ROAD, NORTH 39 DEGREES 03 MINUTES 08 SECONDS EAST, 258.22 FEET, J. R. WILLIAMS' NORTHWEST CORNER; THENCE WITH WILLIAMS' WBL, SOUTH 26 DEGREES 11 MINUTES 08 SECONDS EAST, 232.46 FEET TO AN IRON PIN PLACED IN NELLIE COBB'S NBL; THENCE WITH COBB'S NBL, SOUTH 61 DEGREES 32 MINUTES 17 SECONDS WEST, 333.68 FEET TO AN IRON PIN FOUND; THENCE WITH COBB, NORTH 09 DEGREES 32 MINUTES 22 SECONDS EAST, 169.44 FEET TO THE POINT OF BEGINNING, CONTAINING 1.14 ACRES, MORE OR LESS, AND BEING A PORTION OF THE PROPERTY DESCRIBED IN DEED BOOK 171, PAGE 283, REGISTER'S OFFICE OF LAWRENCE COUNTY, TENNESSEE, AND MAP 124, PARCEL 68.02. ACCORDING TO SURVEY OF J. T. DIXON, TENNESSEE REGISTERED LAND SURVEYOR #668 OF AMERICAN LAND SURVEYORS ENGINEERING SERVICES, P. O. BOX 923, LAWRENCEBURG, TENNESSEE 38464, DATED THE 2ND DAY OF SEPTEMBER, 1993.
SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD.
BEING THE SAME PROPERTY CONVEYED TO ROSE M. STAGGS, AN UNMARRIED WOMAN BY QUITCLAIM DEED FROM SANDRA LEE WILLIAMS DATED 5/19/2014, OF RECORD IN BOOK 440, PAGES 79-81, REGISTER'S OFFICE OF LAWRENCE COUNTY, TENNESSEE.
Street Address: The street address of the property is believed to be 90 Fullers Chapel Road, Leoma, TN 38468, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 124-068.03
Current owner(s) of the property: Rose M. Staggs
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this foreclosure sale.
THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase the property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Albertelli Law Trust Account. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the Lender and any other bidders. Insufficient funds will not be accepted. Amounts received, in excess of the winning bid, will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the Lender or Trustee. This sale may be rescinded by the Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
James E. Albertelli, P.A.
d/b/a ALAW, Trustee
401 Commerce Street,
Suite 150
Nashville, TN 37219
PH: (615) 265-0835
FX: (615) 265-0836
File No.: 19-003481

T41/3TNP/4924

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